Toyota Of Portland Offers Comprehensive Financial Services
Toyota of Portland is a new and used Toyota dealership conveniently located in Portland, Oregon that offers bad credit financing assistance to drivers in the area. If you’re getting ready to start your used car search and are wondering if a past repossession will stand in the way of a purchase, reach out to our friendly Toyota finance department today. We have worked in the auto loan business for a number of years, and our experienced team members are eager to bring their wealth of sub-prime auto loan information to your unique situation. Allow our team to help you overcome financial mishaps, such as: bankruptcy filings, late or missed payments, foreclosures, and divorces that impacted your credit rating. Contact Toyota of Portland to get started on your bad credit car loan process now!
What Factors Make Up My Credit Score?
Credit scores fall within a range of numbers and our Toyota dealership will help you not only find your credit score, but we will ensure you understand all the different factors that contributed to that rating. Credit scores between 580-619 are considered low, 500-579 poor and 300-499 bad. Your credit score is made up of five different areas, which are as follows:
- Payment history comprises 35%
- Amounts owed comprises 30%
- Length of credit history 15%
- New credit 10%
- Types of credit in use 10%
Don’t worry if you don’t understand what these terms mean, as you’re not expected to be a credit expert! Our professionals will gladly review what these terms mean and will break down your score accordingly. Reach out to us to learn more about the sub-prime auto loans that are available and how you can apply for one today!
Am I Eligible For Bad Credit Car Loans?
Many drivers are eligible for bad credit car loans with our help! Talk to us about the used Toyota Camry you’re hoping to take home; we’ll work diligently to help you secure the bad credit financing you need to complete the purchase. Together we’ll discuss: the used Toyota vehicle you would like to purchase, the loan amount you are interested in borrowing, your ability to pay that loan back over time, your debt-to-income ratio, and your credit score.
Toyota of Portland works with many credit lenders so that we can be sure we are exploring all possible loan avenues. Don’t waste your time trying to find a financial institution that will work with you and your less than perfect credit rating, team up with our Toyota dealership in Portland, Oregon to get the sub-prime auto loans that you deserve today!